Spruce Resource Center
Plan for goals big and small.
Want to make better progress on your money goals? Learn how to make a financial plan for life’s events and how Spruce can help you achieve more.
Make savings a snap.
Start building up your nest egg. Get insights into how you can create a strategy that fits your lifestyle and makes saving simpler.
Smart ways to spend.
Discover spending resources that can help you learn to spend money smarter and improve your budgeting habits.
More from Spruce.
Building credit
How to check your credit score without hurting it
Reviewing your credit is an important habit. Whether you’re planning on borrowing money for major purchases like a car or…
Planning
How to budget for an apartment: Determining how much rent you can afford
Striking out on your own for the first time? Or maybe you’re moving to a new town? No matter the…
Spruce News
Announcing federal tax refunds up to 5 days early
It’s tax season, which means it’s also refund season! But what if you could get your refund sooner? With the…
Building credit
What is a good credit score?
Your credit score is based on your credit history and your ability to pay your debts on time. Good credit…
Planning
What does APR mean?
APR means Annual Percentage Rate. It’s a common acronym you’ll hear related to borrowing money. In simple terms, you can think of APR as the…
Building credit
How to start building credit — or rebuild it — with confidence
Building credit may seem like a huge hurdle if you’re trying to gain financial stability. It’s a tricky topic. That’s…
Spruce makes it easy to be good with money.
Spruce is mobile banking for people who want to be good with money. Set saving goals. Get automatic cash back. Get paid up to two days early.
Spruce℠ is a financial technology platform built by H&R Block, which is not a bank. Banking products provided by MetaBank®, N.A., Member FDIC.