Spruce is the mobile banking app for you.
With the Spruce mobile banking app on your phone, you have control of your finances on-the-go, and the tools you need to be good with money.
Spruce fintech platform is built by H&R Block, which is not a bank. Bank products by Pathward, N.A., Member FDIC.
from the Google Play Store and
the Apple App Store.
You’re in good company.
Join the hundreds of thousands who have downloaded the Spruce app and see what being good with money is all about.
Mobile banking app
Simply use the app to set up direct deposit for your employer or payroll provider.
And don’t forget, Spruce gets you your paychecks up to 2 days early with qualifying direct deposits. Now that’s what we call being good with money.
We like our app the way we like our money. Safe.
Like you, the Spruce mobile banking app has security top of mind. Spruce uses multi-factor authentication at log-in and employs monitoring for potential fraudulent transactions. With the Spruce app you can even freeze your debit card in just a few taps – just in case.
Want to learn more?
Visit the resource center for money tips and financial knowledge.
Spruce fintech platform is built by H&R Block, which is not a bank. Spruce℠ Spending and Savings Accounts established at, and debit card issued by, Pathward, N.A., Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Apple and the Apple Logo are registered trademarks of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Message and data rates may apply.
- Early access depends on when payment is submitted. Funds are generally made available when payment instruction is received, which may be earlier than scheduled payment date. Requires $200 in direct deposits over prior 35-day period, not including tax refunds.
- This is a separate and optional service provided by Atomic (not Pathward, which provides your Spruce Spending and Savings accounts).