Send & receive money
Wondering how to send money with Spruce or receive funds to one of your accounts? Get the details here.
All send & receive money questions
Is there a limit on the amount I can deposit by check into Spruce?
Yes. The maximum amount you can deposit is $2,000 per day or $5,000 in any rolling 30-day period.
When can I deposit a check? Can I deposit a check immediately after I open my account?
You’ll need to have an active Spruce account 30 days before you can deposit a check in the Spruce app.…
How do I deposit a check with Spruce?
Depositing a check is simple to do from within the Spruce app: Select Move Money and then Deposit a check.…
What happens if the check I deposited is returned?
There are some circumstances where a check could be returned, such as insufficient funds. If a check you previously deposited…
What types of checks can I deposit? Can I deposit personal checks?
You can deposit personal, business, and government checks that: Are from a Financial Institution in the U.S. Are payable in…
Why was my check not accepted?
Unfortunately, we are not able to accept all checks submitted for deposit through the Spruce mobile app. If your check…