Get savvy with spending.

Looking for smart ways to spend your money? Whether you want to learn about earning rewards, paying your bills or budgeting, Spruce spending resources can help you build habits that work for your lifestyle.


Spruce makes it easy to be good with money.

Spruce is mobile banking for people who want to be good with money. Set saving goals. Get automatic cash back. Get paid up to two days early.

Spruce℠ is a financial technology platform built by H&R Block, which is not a bank. Banking products provided by MetaBank®, N.A., Member FDIC.