Keep an eye on your credit.

It’s your score. Stay in control. Explore our credit resources to learn how to see your credit score, what factors impact your score, and how credit is used.


Spruce makes it easy to be good with money.

Spruce is mobile banking for people who want to be good with money. Set saving goals. Get automatic cash back. Get paid up to two days early.

Spruce℠ is a financial technology platform built by H&R Block, which is not a bank. Banking products provided by MetaBank®, N.A., Member FDIC.