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Savings

Back-to-school shopping tax-free weekends and 10 more saving tips

One minute it seems like you just got in your groove, living your summer life — and the next you…

Savings

How to save money on a low income

Putting aside money for savings is sound advice. But if you’re not making a lot of income, trying to save…

Savings

Pay yourself first: A smart budgeting approach to reaching savings goals

Do you have the best intentions to save money, but end the month with virtually nothing left? We get it.…

Savings

How much should I save each month?

So, you’ve decided it’s time to start saving money… Congrats! That’s a great step towards better financial habits. But if…

Savings

Money savings apps: Help for being better with money

Saving and managing money can be a tricky task. People may tell you, “It’s easy — just do it. Just…

Savings

Money saving tips: 9 ways to take charge of your finances

While saving money might not be as fun as spending it, learning money saving tips can empower you to take…

Spruce Rewards are powered by Dosh. Cash back offers and amounts may vary by user, merchant location and offer period. Check the Spruce app for offer availability. Cash back earned by qualifying purchases will be deposited in your Spruce Savings Account. See Spruce Rewards powered by Dosh Terms for details.
Early access to funds depends on the timing of the payer’s submission of the payment. These funds are generally made available the day the payment instruction is received, which may be up to 2 days earlier than the payer’s scheduled payment date. To be eligible, you must receive $200 in direct deposits over the relevant 35-day period, not including tax refunds.
Other fees apply for certain uses of your Spruce debit card and Accounts. See www.SpruceMoney.com/fees/ for details.
There is no fee to withdraw money at Allpoint® ATMs. There is a $3 fee at other ATMs, plus any additional fee charged by the ATM operator.
Credit score is FICO® Score 8 based on Experian data. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. FICO® is a trademark of Fair Isaac Corporation. This is a separate service from your Spruce bank accounts, provided by Pathward, N.A. This product does not report to credit reporting agencies.
Courtesy Coverage is only available for purchase transactions, ATM withdrawals, and over-the-counter withdrawals using your Spruce debit card. It is not an extension of credit; it is a courtesy exercised at our discretion. To be eligible, you must receive $200 in qualifying deposits over the relevant 35-day time period and opt in. Negative balances are limited to $20 and must be repaid within 30 days. See Spending Account Agreement for details.