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Savings

Back-to-school shopping tax-free weekends and 10 more saving tips

One minute it seems like you just got in your groove, living your summer life — and the next you…

Savings

How to save money on a low income

Putting aside money for savings is sound advice. But if you’re not making a lot of income, trying to save…

Savings

Pay yourself first: A smart budgeting approach to reaching savings goals

Do you have the best intentions to save money, but end the month with virtually nothing left? We get it.…

Savings

How much should I save each month?

So, you’ve decided it’s time to start saving money… Congrats! That’s a great step towards better financial habits. But if…

Savings

Money savings apps: Help for being better with money

Saving and managing money can be a tricky task. People may tell you, “It’s easy — just do it. Just…

Savings

Money saving tips: 9 ways to take charge of your finances

While saving money might not be as fun as spending it, learning money saving tips can empower you to take…

Spruce Rewards powered by Dosh. Offers vary by user, merchant location and offer period. Check the app for offers. Cash back will be deposited in your Savings Account. See Spruce Rewards powered by Dosh Terms for details.
Early access depends on when payment is submitted. Funds are generally made available when payment instruction is received, which may be earlier than scheduled payment date. Requires $200 in direct deposits over prior 35-day period, not including tax refunds.
No fee to withdraw money at Allpoint^® ATMs. $3 fee at other ATMs, plus any ATM operator fee.
Credit score is FICO^® Score 8 based on Experian data. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. FICO^® is a trademark of Fair Isaac Corporation. This is a separate service from your Spruce Spending and Savings accounts, provided by Pathward, N.A., Member FDIC.
Courtesy Coverage only available for purchase transactions, ATM withdrawals, and over-the-counter withdrawals using your debit card. It is a discretionary courtesy, not an extension of credit. Requires opt in and $200 in qualifying deposits over prior 35-day period. Negative balances are limited to $20 and must be repaid within 30 days. See Spending Account Agreement for details.
Does not change IRS refund processing speed. Claim is based on making federal refunds available when payment instruction is received, which may be earlier than scheduled payment date. Depends on timing of the IRS’s payment file. Available only for federal refunds. May be changed or discontinued at any time.