Savings calculator

Meet your savings goals with help from Spruce.

Use the savings calculator below to see how soon you could achieve your financial goal. Then get started with Spruce and create your own personalized saving goal to really make it happen!

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Build your financial safety net.

Did you know, experts recommend having 3 to 6 months of expenses saved for emergencies? That’s a pretty lofty goal. It might seem impossible until you punch the numbers into our simple savings calculator and then get started, but keep at it! Every penny saved gets you closer.

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Visit the resource center for money tips and financial knowledge.

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  1. Does not change IRS refund processing speed. Claim is based on making federal refunds available when payment instruction is received, which may be earlier than scheduled payment date. Depends on timing of the IRS’s payment file. Available only for federal refunds. May be changed or discontinued at any time.