Spending
Paying with Spruce is a simple way to spend money smarter. Find out how and where you can spend your money here.
All spending questions
Can I use my Spruce spending account to pay for purchases through Venmo, Cash App, Pay Pal and Apple Pay?
Absolutely! Spruce works with Venmo, Cash App, PayPal, Apple Pay, and Google Pay. Apple Pay is a registered trademark of…
Can I move money from my saving goal to my spending account? How many times a month?
Absolutely! The money saved for your goals is your money. You can move it between your savings and spending accounts…
How much can I overdraw my account?
Courtesy Coverage allows you to make certain transactions that overdraw your spending account up to $20 with no overdraft fee.…
Get to know Spruce.
Spruce is mobile banking for people who want to get better with money. Find money tips in our Resource Center or learn more about Spruce below.
Spruce℠ is a financial technology platform built by H&R Block, which is not a bank. Banking products provided by MetaBank®, N.A., Member FDIC.