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Every stage of your personal finance journey may call for a different focus. Whether you need to save more money or are considering a borrowing opportunity, explore our resources to find the insights you need to make a plan that works.

Spruce News

Stay in the know. Find helpful insights, product reviews, and the latest Spruce app announcements here.

Building credit

Explore credit resources that cover how different factors impact scores, how credit is used, and how to see your score.


Being proactive can really pay off. Discover resources that can help you construct a roadmap to success—whatever that means for you and your money.


Trying to save money? Spruce can help you stack up faster. From quick tips to creative saving ideas, here’s how to make it smooth sailing.


From paying bills on time to maximizing rewards, use Spruce’s spending resources to learn how to spend money wisely and create better budgeting habits.

Mobile banking

AKA banking from the convenience of your phone or tablet. Learn what mobile banking is and how it can help you on the go — from adding direct deposit to understanding the benefits of a savings account.

Spruce is a financial technology platform built by H&R Block, which is not a bank.