It’s your money.
And Spruce wants you to keep it. That’s why we have no sign-up fees, no monthly maintenance fees, and thousands of fee-free ATMs all around the country.
Enroll in direct deposit to get your paycheck earlier than you normally would.
Earn rewards automatically. When you use Spruce, you’ll get access to rewards when you shop select retailers you know and love.
Emergency fund? New car? Whatever you’re saving for, set personalized goals, start adding money, and track your progress.