Cash back rewards
Need a hand with our cash back feature? Learn how cash back rewards work when you use your Spruce debit card at select retailers.
All cash back rewards questions
How do I get Cash Back Rewards?
You earn Cash Back Rewards when you pay with your Spruce card at participating merchants. Spruce Rewards are powered by…
I made a qualifying purchase. Where is my Cash Reward?
You should receive your Cash Back Reward the day after your qualified purchase amount is sent to the merchant (sometimes…
Which account do my Cash Back Rewards go to?
Your Cash Back Rewards are automatically deposited into your Extra Savings goal in your savings account. Save your rewards or…
Do I have to select offers to get the Cash Back Rewards?
Nope! Earning cash back has never been easier, it happens automatically when you use your Spruce card at participating retailers.…
What information does the merchant receive about my card or other personal information?
Good question! By getting a Cash Back Reward, merchants don’t receive any additional information about you from your Spruce card,…
How can I see Cash Back Reward offers near me, or at merchants I may like?
Check out all the available Cash Back Reward offers near you in your Spruce app. Log in to Spruce, select…