Spruce overview
Want to learn about online banking with Spruce? Find out why it is a good choice for people who want to get better with money.
All spruce overview questions
What is Spruce's mission?
Our mission is to provide a fair, frank, and progressive financial future for everyone. Why? Because we know you’re more…
What is Spruce and why do I need it?
Spruce is a financial technology platform built by H&R Block, which is not a bank. Banking products accessible through Spruce…
What type of account is my Spruce account?
When you access bank accounts through Spruce, you get a Spending Account as well as a Savings Account established at…
Does Spruce charge any fees?
Yes, fees apply for certain uses of your account. We believe in no hidden fees, so for the full list…
Do I have to be an H&R Block client to use Spruce?
Doing your taxes with H&R Block is not a requirement to open a Spruce account, but you are always welcome…
Do you pay interest on the Spruce Bank Accounts?
While Spruce accounts are not interest-bearing, our cash back rewards go the extra mile. Earn cash back by just by…