Spruce overview
Want to learn about online banking with Spruce? Find out why it is a good choice for people who want to get better with money.
All spruce overview questions
What is Spruce's mission?
Our mission is to provide a fair, frank, and progressive financial future for everyone. Why? Because we know you’re more…
What is Spruce and why do I need it?
Spruce is a financial technology platform built by H&R Block, which is not a bank. Banking products accessible through Spruce…
What type of account is my Spruce account?
When you access bank accounts through Spruce, you get a Spending Account as well as a Savings Account established at…
Does Spruce charge any fees?
Yes, fees apply for certain uses of your account. We believe in no hidden fees, so for the full list…
Do I have to be an H&R Block client to use Spruce?
Doing your taxes with H&R Block is not a requirement to open a Spruce account, but you are always welcome…
Do you pay interest on the Spruce Bank Accounts?
While Spruce accounts are not interest-bearing, our cash back rewards go the extra mile. Earn cash back by just by…
Get to know Spruce.
Spruce is mobile banking for people who want to get better with money. Find money tips in our Resource Center or learn more about Spruce below.
Spruce℠ is a financial technology platform built by H&R Block, which is not a bank. Banking products provided by MetaBank®, N.A., Member FDIC.