When can I start using my Spruce account?

Last updated: April 25, 2022

Right away! As soon as your accounts have been created, you can load funding and access your digital Spruce debit card info in the Spruce app or at sprucemoney.com.

You can use your digital Spruce debit card for electronic or online spending until your physical card arrives in the mail and is activated. Data rates may apply.

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