Saving goals
Spruce lets you set saving goals to help make your saving experience a little less stressful. Find out how they work.
All saving goals questions
Saving with Round Up has been great–but I'm low this month. Can I move my money back to Spending to use it?
Of course! You can transfer money from your Extra Savings to your Spending Account anytime you need it. If the…
If my balance is too low for a Round Up to happen, will it happen once I deposit money to my Spruce Account?
Nope! If a Round Up doesn’t happen due to a low balance at the time the transaction settles, then it…
What if my balance is low? Will a Round Up make me use my Courtesy Coverage or cause my balance to become negative?
If your available balance isn’t enough to cover the round up amount, the Round Up won’t occur. Your account will…
Where does my Round Up money go?
Any Round Ups are placed in your Extra Savings account. You can view the balance and history of transactions in…
When will I see the Round Ups happen? What does settle mean?
Round Ups happen when your purchase or ATM withdrawal is settled, which means when all the back-end, behind-the-scenes processes the…
How do I turn Round Up on or off?
You can easily toggle Round Up on or off in a few, quick steps: Log into your Spruce account. From…