Courtesy coverage
When money gets tight, Courtesy Coverage is here to give you a cushion. Learn more about what it is and how it works.
All courtesy coverage questions
What is Courtesy Coverage?
We know these moments happen and we got you covered! Courtesy Coverage allows you to make debit card purchase transactions,…
Is there a fee for using Courtesy Coverage?
Courtesy Coverage is provided at no cost for Spruce account holders who qualify.
Who is eligible for Courtesy Coverage?
To be eligible for Courtesy Coverage, you need to meet these requirements: In the last 35 days, you need to…
How much can I overdraw my account?
Courtesy Coverage allows you to make certain transactions that overdraw your spending account up to $20 with no overdraft fee.…
What types of purchases can I use Courtesy Coverage on?
Courtesy Coverage covers debit card purchases and cash withdrawals only. ACH transfers, check transactions and other transactions are not covered.
How do I enroll in Courtesy Coverage?
To enroll in Courtesy Coverage, you’ll need to meet some requirements: In the last 35 days, you need to have…