Cash back offers

Get automatic cash back.

Make money when you spend money. With Spruce, you don’t even need to opt in. Enjoy automatic cash back rewards when you shop from select retailers you know and love. 

Choose from tons of places to shop.

With more than 10,000 participating retailers, you can score cash back rewards at grocery stores, apparel shops, restaurants, hotels, and more. Choose from national chains as well as some of your local favorites.

Extra dollars add up fast.

Simply use your Spruce debit card at select retailers, and your rewards will be automatically deposited into your designated “Spruce Extra Savings” account. You can even add your Spruce card to the digital wallet on your Apple or Google phone to tap and pay where available.

Standard data charges may apply. Apple Pay is a registered trademark of Apple Inc. Google Pay is a registered trademark of Google LLC.

Turn your purchases into savings.

Cash back rewards aren’t just for putting spending money back in your pocket. Those extra dollars can be additional contributions to your saving goals or padding for your emergency fund. What will you accomplish with a little extra cash?

Retailers

10,000+ retailers

Local options

Grocery stores
Hotels
Restaurants

Spruce℠ Spending and Savings Accounts are established at, and the Spruce debit card is issued by, MetaBank®, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

Apple and the Apple Logo are registered trademarks of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Message and data rates may apply.

  1. Spruce Rewards are powered by Dosh. Cash back offers and amounts may vary by user, merchant location and offer period. Check the Spruce app for offer availability. Cash back earned by qualifying purchases will be deposited in your Spruce Savings Account. See Spruce Rewards powered by Dosh Terms for details.