Is Spruce a real bank?
Last updated: April 25, 2022
Spruce is not a bank — it is a financial technology platform. Banking products you access through Spruce are provided by MetaBank®, N.A., Member FDIC.
Spruce provides access to secure banking services like Spending and Saving accounts, digital and physical debit cards, as well as other non-banking services, like insight into your credit score.
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