What is Spruce and why do I need it?

Last updated: December 28, 2023

Spruce is a financial technology platform built by H&R Block, which is not a bank. Banking products accessible through Spruce are provided by Pathward®, N.A., Member FDIC.
Spruce helps you stay in control of your money through spending and savings accounts backed with technology that provides you with budgeting tools, automatic saving options and financial insights that help you be good with money.
To learn more, check out Spruce’s features.

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