If there are changes in my paycheck, how is my direct deposit affected?  

Last updated: February 08, 2023

If you have moved your whole paycheck or a proportion of your paycheck to Spruce, you’ll see changes in your paycheck reflected in what is deposited into your Spruce account.

If you’ve moved a set amount of your paycheck to Spruce, your deposit won’t automatically change with an income change unless your paycheck is less than the amount you set to go to Spruce.

Note: Setting up direct deposit to Spruce with Atomic typically makes Spruce your top priority account for allocations from your paycheck. Please check with your payroll provider or employer to check or update that prioritization.  

Was this answer helpful?

Do you still have a question? Give us a call at 1-855-977-7823 or sign in to your account to chat.