Do you pay interest on the Spruce Bank Accounts?

Last updated: April 23, 2025

Spruce Savings accounts do pay interest once you opt in. Plus, turning on Round Up can help your savings go the extra mile.

If you’ve turned Round Up on in your Spruce account, each time a Spruce debit card transaction for a purchase or ATM withdrawal settles, we’ll round the transaction up to the nearest whole dollar amount and transfer the difference into your Extra Savings account. Just think of it as saving in autopilot—super easy saving in small amounts that add up over time!

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Do you pay interest on the Spruce Bank Accounts?

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