How can I earn interest? How do I opt in to interest with Spruce?

Last updated: April 05, 2024

To start earning interest, you must opt in by completing the opt-in process, which includes an IRS tax requirement where we ask if backup withholding applies to you.

You can opt in to earn interest on or your Spruce mobile app. From the Saving page, find the Save money and earn interest card and click Opt in to complete the opt-in prompts.

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