Are there limits on how much I can send or receive?
Last updated: February 03, 2026
Yes, there are daily, weekly, and monthly limits to help keep transfers secure. These limits may change over time (as described in the Spruce Peer Payment Terms) as we learn more about how customers use the feature. Your current limits will be shown to you in the pay/request dashboard.
| Daily | Weekly | Monthly | |
| Send Payment | $250 or 3 payments | $700 or 5 payments | $1,000 or 7 payments |
| Receive Payment | $1,000 or 5 payments | $1,500 or 7 payments | $2,500 or 12 payments |
| Send Request | $500 or 5 requests | $1,000 or 10 requests | $1,500 or 15 requests |
| Receive Request | $500 or 5 requests | $1,000 or 10 requests | $1,500 or 15 requests |
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