How much interest will I earn?

Last updated: July 10, 2024

Currently, Spruce Savings accounts will earn 3.50% Annual Percentage Yield (APY).

The APY is accurate as of 11/15/2024. This rate is variable and can change without notice. Fees may reduce earnings. See the Spruce Savings Rate Sheet for more info.

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The Annual Percentage Yield (APY) is accurate as of 11/15/2024. This rate is variable and can change without notice. Fees may reduce earnings. To start earning interest on your Spruce Savings Account, simply opt in through the Spruce app or at sprucemoney.com.

How much interest will I earn?

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