Spruce Savings Account Rate Sheet

The interest rate for Spruce Savings Accounts that have opted-in to interest is 3.44% with an Annual Percentage Yield (APY) of 3.50%.

For full interest details and Truth in Savings Disclosures, see Section 4(a) in the Spruce Savings Account Agreement.

The APY is accurate as of 4/5/24. This rate is variable and can change without notice. Fees may reduce earnings. To start earning interest on your Spruce Savings Account, simply opt-in through the Spruce app or at www.sprucemoney.com.