SPRUCE FEATURES

Features to make your money go further


Early federal tax refund7

Early federal tax refund7

If you deposit your federal refund into your Spruce account, you could get it up to 5 days early.7

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Smart tax refund

Smart tax refund

When you get your refund, we’ll recommend a portion of it to save. The amount you save earns high-yield interest when you opt in.

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HIGH-YIELD SAVINGS RATE

savings goals

SAVINGS GOALS

savings goals

CASH BACK REWARDS

Budget tracking

BUDGET TRACKING

Get paid early

EARLY PAYDAY

courtsey coverage

COURTESY COVERAGE

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High-yield savings rate is here