BUILT BY H&R BLOCK

Budget today for a brighter tomorrow

Thank you!
two days early calendar illustration

Get paid up to
2 days early

magnifying glass illustration

Personalize your
budget Watchlist

spruce phone illustration

Access your money
with the Spruce app

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Earn 3.50% APY in a
savings account

two days early calendar illustration

Get paid up to 2 days early

magnifying glass illustration

Personalize your budget Watchlist

spruce phone illustration

Access your money with the Spruce app

percent sign illustration

Earn 3.50% APY in a savings account

  • No monthly fees

  • No min. balance required

  • No sign-up fees

happy man using the Spruce app on his phone happy man using the Spruce app on his phone happy man using the Spruce app on his phone

Photo is for illustrative purposes only. Spruce fintech platform is built by H&R Block, which is not a bank. Bank products by Pathward®, N.A., Member FDIC.

Photo is for illustrative purposes only. Spruce fintech platform is built by H&R Block, which is not a bank. Bank products by Pathward®, N.A., Member FDIC.

Spruce takes security seriously

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