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Of course, being better with money looks different for everyone. As we kickstart this new year, we wanted to hear what money-related New Year\u2019s resolutions Spruce customers set for themselves and why.<\/p>\n\n\n\n
Improving credit, saving more, and spending less topped the list for respondents in our recent survey. To see what else customers had to say, check out the quotes at the bottom of this page.<\/p>\n\n\n\n
Plus keep reading for our New Year\u2019s resolution tips and how Spruce can help you be better with money this year and beyond.<\/p>\n\n\n\n
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3 Tips for your new money mindset<\/h2>\n\n\n\n
Sticking with any New Year\u2019s resolution can be tough but having the right frame of mind can help. Here are some tips for keeping yourself on track.<\/p>\n\n\n\n
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- Create a support network.<\/strong> Talk to friends and family about the goals you\u2019re setting or changes you want to make. Your social circle can be a game changer for a motivational assist and for helping you along the way. For example, if spending less and money management<\/a> is your goal, your friends may be apt to suggest low-budget hangouts instead of more extravagant nights out on the town.<\/li>\n\n\n\n
- Dream big but start with small steps.<\/strong> Most financial goals won\u2019t happen overnight. Quite often it\u2019s a few small changes that can lead to big wins. Take building your credit score<\/a>. Paying bills on time is a critical first step in improving your numbers. And, when it comes to savings, small amounts can add up over time. Just $5 a week adds up to more than $250 in a year.<\/li>\n\n\n\n
- Value resiliency over consistency<\/strong>. Slips and setbacks happen, but they shouldn\u2019t derail you. Let\u2019s say you resolved to save an extra $50 each month, but that didn\u2019t pan out in March\u2026 or April. Don\u2019t feel like you should throw in the towel if your plan isn\u2019t going like clockwork.<\/li>\n<\/ul>\n\n\n\n
See how Spruce can help you be better with money<\/h2>\n\n\n
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<\/figure>\n<\/div>\n\n\nIf you\u2019ve resolved to better your finances this year, give yourself a pat on the back! At Spruce, we\u2019re all about being better with money and we have lots of ways to help.<\/p>\n\n\n\n
Spruce lets you:<\/p>\n\n\n\n
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- monitor your credit score for free
- Dream big but start with small steps.<\/strong> Most financial goals won\u2019t happen overnight. Quite often it\u2019s a few small changes that can lead to big wins. Take building your credit score<\/a>. Paying bills on time is a critical first step in improving your numbers. And, when it comes to savings, small amounts can add up over time. Just $5 a week adds up to more than $250 in a year.<\/li>\n\n\n\n