{"id":1395,"date":"2022-10-31T14:39:49","date_gmt":"2022-10-31T14:39:49","guid":{"rendered":"https:\/\/www.sprucemoney.com\/resource-center\/?p=1395"},"modified":"2025-03-30T15:38:58","modified_gmt":"2025-03-30T15:38:58","slug":"spruce-brings-a-new-look-to-local-hr-block-offices","status":"publish","type":"post","link":"https:\/\/www.sprucemoney.com\/resource-center\/news\/spruce-brings-a-new-look-to-local-hr-block-offices\/","title":{"rendered":"Spruce brings a new look to local H&#038;R Block offices"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\" id=\"h-h-amp-r-block-is-showing-up-in-exciting-new-ways-in-communities-across-the-country\">H&amp;R Block is showing up in exciting new ways in communities across the country<\/h3>\n\n\n\n<p>Many people will be sporting new looks for Halloween, but some H&amp;R Block offices are dressed up for a different reason. Roughly 50 tax offices across the country have been temporarily wrapped with information about a new mobile banking app, Spruce.<br><\/p>\n\n\n\n<p>Spruce\u2120 is a financial technology platform built by H&amp;R Block, which is not a bank. Banking products provided by Pathward, N.A., Member FDIC.<\/p>\n\n\n\n<figure class=\"wp-block-video\"><video height=\"1440\" style=\"aspect-ratio: 2560 \/ 1440;\" width=\"2560\" controls src=\"https:\/\/www.sprucemoney.com\/resource-center\/wp-content\/uploads\/2022\/10\/Spruce-Hype_Final-PW-approved.mp4\"><\/video><figcaption class=\"wp-element-caption\">Downtown Kansas City H&amp;R Block office showcases Spruce mobile banking product and highlights core features.<\/figcaption><\/figure>\n\n\n\n<p>The new look features a quick overview of the product for anyone who has ever wondered \u201cwhat exactly is Spruce?\u201d Beyond this catchy new office design, Spruce is truly rooted in financial equity, driving towards the goal of helping people be good with money. A Midwest based mom of three, Liz Rotz, has been using Spruce as a valuable tool for money management. From cash-back rewards and credit score monitoring to saving for trips and large purchases, Liz has expressed many benefits from using Spruce as a tool in her family\u2019s financial toolbox.<\/p>\n\n\n\n<figure class=\"wp-block-video\"><video height=\"1280\" style=\"aspect-ratio: 720 \/ 1280;\" width=\"720\" controls src=\"https:\/\/www.sprucemoney.com\/resource-center\/wp-content\/uploads\/2022\/10\/lizrotz-spruce-reel-412.mp4\"><\/video><figcaption class=\"wp-element-caption\">Liz Rotz uses Spruce to help with budgeting and saving for her family of five.<\/figcaption><\/figure>\n\n\n\n<p><strong>Ways you can benefit from using Spruce:<\/strong><\/p>\n\n\n\n<p>\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Set saving goals<\/p>\n\n\n\n<p>\u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 No monthly fees or sign up fees<sup>1<\/sup><\/p>\n\n\n\n<p>\u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Get paid up to 2 days early<sup>2<\/sup><\/p>\n\n\n\n<p>\u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Free credit score<sup>3<\/sup><\/p>\n\n\n\n<p>\u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Courtesy overdraft coverage up to $20<sup>4<\/sup><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Click <a href=\"https:\/\/hrblock.io\/3gmJbQU\">here<\/a> to learn more and sign up.<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Spruce\u2120 Spending and Savings Accounts are established at, and the Spruce debit card is issued by, Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard<sup>\u00ae<\/sup> and the circles design are registered trademarks of Mastercard International Incorporated.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<ol style=\"list-style-type:1\" class=\"wp-block-list\">\n<li>Other fees apply for certain uses of your Spruce debit card and Accounts. See&nbsp;<a href=\"https:\/\/www.sprucemoney.com\/fees\/\">www.SpruceMoney.com\/fees\/<\/a>&nbsp;for details.<\/li>\n\n\n\n<li>Early access to funds depends on the timing of the payer\u2019s submission of the payment. These funds are generally made available to you the day the payment instruction is received, which may be up to 2 days earlier than the payer\u2019s scheduled payment date. To be eligible, you must receive $200 in direct deposits over the relevant 35-day period, not including tax refunds.<\/li>\n\n\n\n<li>Credit score is FICO\u00ae Score 8 based on Experian data. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. FICO\u00ae is a trademark of Fair Isaac Corporation. This is a separate service from your Spruce bank accounts, provided by Pathward, N.A.&nbsp;This product does not report to credit reporting agencies.<\/li>\n\n\n\n<li>Courtesy Coverage is only available for purchase transactions, ATM withdrawals, and over-the-counter withdrawals using your Spruce debit card. It is not an extension of credit; it is a courtesy exercised at our discretion. To be eligible, you must receive $200 in qualifying deposits over the relevant 35-day time period and opt in. Negative balances are limited to $20 and must be repaid within 30 days.&nbsp;<a href=\"https:\/\/www.sprucemoney.com\/legal\/spending-account-agreement\/\" target=\"_blank\" rel=\"noreferrer noopener\">See Spending Account Agreement for details.<\/a><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>H&amp;R Block is showing up in exciting new ways in communities across the country Many people will be sporting new\u2026<\/p>\n","protected":false},"author":1,"featured_media":1399,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7,36],"tags":[],"class_list":["post-1395","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-stories"],"acf":[],"yoast_head":"<title>Spruce brings a new look to local H&amp;R Block offices - Spruce Resource Center<\/title>\n<meta name=\"robots\" content=\"index, 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