{"id":1202,"date":"2026-05-04T01:59:07","date_gmt":"2026-05-04T01:59:07","guid":{"rendered":"https:\/\/www.sprucemoney.com\/resource-center\/?p=1202"},"modified":"2026-05-14T16:00:35","modified_gmt":"2026-05-14T16:00:35","slug":"financial-health-mental-health","status":"publish","type":"post","link":"https:\/\/www.sprucemoney.com\/resource-center\/planning\/financial-health-mental-health\/","title":{"rendered":"Financial and mental health: It\u2019s all connected. Here\u2019s where you can gain control"},"content":{"rendered":"\n

Worried that you have more bills due than money coming in? Feel anxious when you check your account balance? Not sure how you\u2019ll make it through the month because of inflation? If you struggle with finances and it\u2019s got you stressed out, you are not alone. <\/p>\n\n\n\n

In fact, research from the Financial Health Network shows that people who are financially vulnerable or coping are more likely to report poor mental health.*<\/p>\n\n\n

\n
\"\"
Spruce\u2120 is a financial technology platform built by H&R Block, which is not a bank. Banking products provided by Pathward, N.A., Member FDIC.<\/figcaption><\/figure>\n<\/div>\n\n\n

Whether you take note of survey data or simply look at life going on around you, one thing is clear: Stress and worry about money is real, shining a telling spotlight on the intersection of financial and mental health. <\/p>\n\n\n\n

It\u2019s something the team at Spruce thinks about often because supporting your financial health also means genuinely caring about your mental health.<\/p>\n\n\n\n

Everyday experiences affect our mental wellbeing, and money can be a big part of that picture. And that connection often works both ways: financial stress and anxiety can make it harder to manage money decisions. Daily worries of \u2018do I have enough money,\u2019 or \u2018am I spending too much\u2019 or even the stress of checking your accounts to make sure you were charged correctly can take their toll on people.<\/p>\n\n\n\n

As the Financial Health Network research shows and as many of us know from our day to day, mental and financial health do impact each other. With that in mind, it can be helpful to pause and consider what\u2019s in our control and where we can take action.<\/p>\n\n\n\n

Taking small steps within your control<\/h2>\n\n\n\n

Traditional financial tips often come with big sweeping milestones that can seem far out of reach for the average American (\u201cI\u2019m supposed to save how much in an emergency fund by age 35?\u201d<\/em>). But it\u2019s the small everyday changes\u2014right for your situation\u2014that can add up to a win for your financial and mental health over time.<\/p>\n\n\n\n

For example, there are things people can do now to lessen their financial stress, which include:<\/p>\n\n\n\n