{"id":733,"date":"2026-07-22T02:45:00","date_gmt":"2026-07-22T02:45:00","guid":{"rendered":"https:\/\/resource-center.sprucemoney.com\/?post_type=help&#038;p=733"},"modified":"2026-07-23T19:40:35","modified_gmt":"2026-07-23T19:40:35","slug":"adding-funds-spending-account","status":"publish","type":"help","link":"https:\/\/resource-center.sprucemoney.com\/help\/send-money\/adding-funds-spending-account\/","title":{"rendered":"How do I add funds to my Spruce account?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">There are many ways to add funds to your Spruce spending account. In addition to <a href=\"https:\/\/youtu.be\/_h2aBjwlXZI\">Direct Deposit<\/a>, you can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Connect other bank accounts and <a href=\"https:\/\/youtu.be\/oMAakz_nkFk\">transfer money from them<\/a><\/li>\n\n\n\n<li>Add funds via checks through our <a href=\"https:\/\/youtu.be\/-ceMHscEJas\">mobile check deposit tool<\/a>*<\/li>\n\n\n\n<li>Have your <a href=\"https:\/\/youtu.be\/XwwBCM6B2LM\">tax refund direct deposited<\/a> to your Spruce spending account<\/li>\n\n\n\n<li><a href=\"https:\/\/youtu.be\/tzUfSOvqoQc?si=z3ntH5435zv9_QoE&amp;t=35\">Add cash from participating retailers<\/a> near you**<\/li>\n\n\n\n<li>Transfer from your Spruce Savings Account, and other ways!<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>*Available after you have deposited at least $200 in the past year and your accounts have been open for 30 days.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>**Cash can be added to a Spruce Spending Account at participating retailers. Fees may apply. Any fee to add cash is an independent fee assessed by the individual retailer only and is not assessed by Spruce or Pathward\u00ae, N.A.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are many ways to add funds to your Spruce spending account. In addition to Direct Deposit, you can: *Available\u2026<\/p>\n","protected":false},"featured_media":0,"template":"","help-center-topics":[27],"class_list":["post-733","help","type-help","status-publish","hentry","help-center-topics-send-money"],"acf":[],"yoast_head":"<title>Is Direct Deposit The Only Way To Add Funds? | Spruce Help<\/title>\n<meta name=\"description\" content=\"Spruce spending accounts easily connect with other bank accounts, making transfers fast and easy. Learn all the ways you can add funds to your Spruce account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/resource-center.sprucemoney.com\/help\/send-money\/adding-funds-spending-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How do I add funds to my Spruce account?\" \/>\n<meta property=\"og:description\" content=\"Spruce spending accounts easily connect with other bank accounts, making transfers fast and easy. Learn all the ways you can add funds to your Spruce account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/resource-center.sprucemoney.com\/help\/send-money\/adding-funds-spending-account\/\" \/>\n<meta property=\"og:site_name\" content=\"Spruce Resource Center\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-23T19:40:35+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/help\\\/send-money\\\/adding-funds-spending-account\\\/\",\"url\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/help\\\/send-money\\\/adding-funds-spending-account\\\/\",\"name\":\"Is Direct Deposit The Only Way To Add Funds? | Spruce Help\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/#website\"},\"datePublished\":\"2026-07-22T02:45:00+00:00\",\"dateModified\":\"2026-07-23T19:40:35+00:00\",\"description\":\"Spruce spending accounts easily connect with other bank accounts, making transfers fast and easy. Learn all the ways you can add funds to your Spruce account.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/help\\\/send-money\\\/adding-funds-spending-account\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/resource-center.sprucemoney.com\\\/help\\\/send-money\\\/adding-funds-spending-account\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/help\\\/send-money\\\/adding-funds-spending-account\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Help Center\",\"item\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/help\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"How do I add funds to my Spruce account?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/#website\",\"url\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/\",\"name\":\"Spruce Resource Center\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/#organization\",\"name\":\"Spruce\",\"url\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/spruce-meta-share-logo.jpg\",\"contentUrl\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/spruce-meta-share-logo.jpg\",\"width\":1200,\"height\":768,\"caption\":\"Spruce\"},\"image\":{\"@id\":\"https:\\\/\\\/resource-center.sprucemoney.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>","yoast_head_json":{"title":"Is Direct Deposit The Only Way To Add Funds? | Spruce Help","description":"Spruce spending accounts easily connect with other bank accounts, making transfers fast and easy. Learn all the ways you can add funds to your Spruce account.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/resource-center.sprucemoney.com\/help\/send-money\/adding-funds-spending-account\/","og_locale":"en_US","og_type":"article","og_title":"How do I add funds to my Spruce account?","og_description":"Spruce spending accounts easily connect with other bank accounts, making transfers fast and easy. Learn all the ways you can add funds to your Spruce account.","og_url":"https:\/\/resource-center.sprucemoney.com\/help\/send-money\/adding-funds-spending-account\/","og_site_name":"Spruce Resource Center","article_modified_time":"2026-07-23T19:40:35+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/resource-center.sprucemoney.com\/help\/send-money\/adding-funds-spending-account\/","url":"https:\/\/resource-center.sprucemoney.com\/help\/send-money\/adding-funds-spending-account\/","name":"Is Direct Deposit The Only Way To Add Funds? | Spruce Help","isPartOf":{"@id":"https:\/\/resource-center.sprucemoney.com\/#website"},"datePublished":"2026-07-22T02:45:00+00:00","dateModified":"2026-07-23T19:40:35+00:00","description":"Spruce spending accounts easily connect with other bank accounts, making transfers fast and easy. Learn all the ways you can add funds to your Spruce account.","breadcrumb":{"@id":"https:\/\/resource-center.sprucemoney.com\/help\/send-money\/adding-funds-spending-account\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/resource-center.sprucemoney.com\/help\/send-money\/adding-funds-spending-account\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/resource-center.sprucemoney.com\/help\/send-money\/adding-funds-spending-account\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/resource-center.sprucemoney.com\/"},{"@type":"ListItem","position":2,"name":"Help Center","item":"https:\/\/resource-center.sprucemoney.com\/help\/"},{"@type":"ListItem","position":3,"name":"How do I add funds to my Spruce account?"}]},{"@type":"WebSite","@id":"https:\/\/resource-center.sprucemoney.com\/#website","url":"https:\/\/resource-center.sprucemoney.com\/","name":"Spruce Resource Center","description":"","publisher":{"@id":"https:\/\/resource-center.sprucemoney.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/resource-center.sprucemoney.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/resource-center.sprucemoney.com\/#organization","name":"Spruce","url":"https:\/\/resource-center.sprucemoney.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/resource-center.sprucemoney.com\/#\/schema\/logo\/image\/","url":"https:\/\/resource-center.sprucemoney.com\/wp-content\/uploads\/2024\/02\/spruce-meta-share-logo.jpg","contentUrl":"https:\/\/resource-center.sprucemoney.com\/wp-content\/uploads\/2024\/02\/spruce-meta-share-logo.jpg","width":1200,"height":768,"caption":"Spruce"},"image":{"@id":"https:\/\/resource-center.sprucemoney.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/resource-center.sprucemoney.com\/wp-json\/wp\/v2\/help\/733","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/resource-center.sprucemoney.com\/wp-json\/wp\/v2\/help"}],"about":[{"href":"https:\/\/resource-center.sprucemoney.com\/wp-json\/wp\/v2\/types\/help"}],"wp:attachment":[{"href":"https:\/\/resource-center.sprucemoney.com\/wp-json\/wp\/v2\/media?parent=733"}],"wp:term":[{"taxonomy":"help-center-topics","embeddable":true,"href":"https:\/\/resource-center.sprucemoney.com\/wp-json\/wp\/v2\/help-center-topics?post=733"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}