{"id":684,"date":"2024-04-05T01:11:00","date_gmt":"2024-04-05T01:11:00","guid":{"rendered":"https:\/\/www.sprucemoney.com\/resource-center\/?post_type=help&#038;p=684"},"modified":"2025-04-23T17:00:56","modified_gmt":"2025-04-23T17:00:56","slug":"interest-bank-accounts","status":"publish","type":"help","link":"https:\/\/www.sprucemoney.com\/resource-center\/help\/spruce-overview\/interest-bank-accounts\/","title":{"rendered":"Do you pay interest on the Spruce Bank Accounts?"},"content":{"rendered":"\n<p><span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">Spruce Savings accounts do pay interest once you <a href=\"https:\/\/www.sprucemoney.com\/resource-center\/help\/account-information\/interest-opt-in\/\">opt in<\/a>. \u00a0Plus, turning on Round Up can help your savings go the extra mile<\/span>. <\/p>\n\n\n\n<p>If you&#8217;ve turned Round Up on in your Spruce account, each time a Spruce debit card transaction for a purchase or ATM withdrawal settles, we\u2019ll round the transaction up to the nearest whole dollar amount and transfer the difference into your Extra Savings account.\u00a0Just think of it as saving in autopilot\u2014super easy saving in small amounts that add up over time!\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Spruce Savings accounts do pay interest once you opt in. \u00a0Plus, turning on Round Up can help your savings go\u2026<\/p>\n","protected":false},"featured_media":0,"template":"","help-center-topics":[29],"class_list":["post-684","help","type-help","status-publish","hentry","help-center-topics-spruce-overview"],"acf":[],"yoast_head":"<title>Do You Pay Interest On The Spruce Bank Accounts? | Spruce Help<\/title>\n<meta name=\"description\" content=\"While our accounts don&#039;t pay interest, Spruce does offer cash back from the stores you love. 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