{"id":661,"date":"2022-04-25T19:17:51","date_gmt":"2022-04-25T19:17:51","guid":{"rendered":"https:\/\/www.sprucemoney.com\/resource-center\/?post_type=help&#038;p=661"},"modified":"2023-12-28T17:37:16","modified_gmt":"2023-12-28T17:37:16","slug":"what-is-spruce","status":"publish","type":"help","link":"https:\/\/www.sprucemoney.com\/resource-center\/help\/spruce-overview\/what-is-spruce\/","title":{"rendered":"What is Spruce and why do I need it?"},"content":{"rendered":"<div class=\"ewa-rteLine\">Spruce is a financial technology platform built by H&amp;R Block, which is not a bank. Banking products accessible through Spruce are provided by Pathward\u00ae, N.A., Member FDIC.<\/div>\n<div><\/div>\n<div class=\"ewa-rteLine\">Spruce helps you stay in control of your money through spending and savings accounts backed with technology that provides you with budgeting tools, automatic saving options and financial insights that help you be good with money.<\/div>\n<div><\/div>\n<div class=\"ewa-rteLine\">To learn more, check out <a href=\"https:\/\/www.sprucemoney.com\/features\/\">Spruce&#8217;s features<\/a>.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Spruce is a financial technology platform built by H&amp;R Block, which is not a bank. Banking products accessible through Spruce\u2026<\/p>\n","protected":false},"featured_media":0,"template":"","help-center-topics":[29],"class_list":["post-661","help","type-help","status-publish","hentry","help-center-topics-spruce-overview"],"acf":[],"yoast_head":"<title>What Is Spruce And Why Do I Need It? | Spruce Help<\/title>\n<meta name=\"description\" content=\"Find out why you should open up a Spruce account today and learn how Spruce can help you be better with money.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sprucemoney.com\/resource-center\/help\/spruce-overview\/what-is-spruce\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is Spruce and why do I need it?\" \/>\n<meta property=\"og:description\" content=\"Find out why you should open up a Spruce account today and learn how Spruce can help you be better with money.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sprucemoney.com\/resource-center\/help\/spruce-overview\/what-is-spruce\/\" \/>\n<meta property=\"og:site_name\" content=\"Spruce Resource Center\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-28T17:37:16+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sprucemoney.com\/resource-center\/help\/spruce-overview\/what-is-spruce\/\",\"url\":\"https:\/\/www.sprucemoney.com\/resource-center\/help\/spruce-overview\/what-is-spruce\/\",\"name\":\"What Is Spruce And Why Do I Need It? 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