{"id":2850,"date":"2026-02-03T15:05:05","date_gmt":"2026-02-03T15:05:05","guid":{"rendered":"https:\/\/www.sprucemoney.com\/resource-center\/?post_type=help&#038;p=2850"},"modified":"2026-02-03T15:05:06","modified_gmt":"2026-02-03T15:05:06","slug":"pay-request-limited-access","status":"publish","type":"help","link":"https:\/\/www.sprucemoney.com\/resource-center\/help\/send-money\/pay-request-limited-access\/","title":{"rendered":"I\u2019ve been invited to opt in and have limited access. Why can\u2019t I send money?"},"content":{"rendered":"\n<p>If you\u2019ve been invited to use pay\/request, but your account doesn\u2019t yet meet the eligibility criteria, you will have limited access. You can receive payments from eligible Spruce users, but you won\u2019t be able to send or request money until you\u2019ve met the full eligibility criteria.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve been invited to use pay\/request, but your account doesn\u2019t yet meet the eligibility criteria, you will have limited\u2026<\/p>\n","protected":false},"featured_media":0,"template":"","help-center-topics":[27],"class_list":["post-2850","help","type-help","status-publish","hentry","help-center-topics-send-money"],"acf":[],"yoast_head":"<title>Pay\/Request Questions and Answers | Spruce Help Center<\/title>\n<meta name=\"description\" content=\"Learn why you can receive, but not send, money with pay\/request after opting in. 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