{"id":2264,"date":"2024-04-05T15:28:03","date_gmt":"2024-04-05T15:28:03","guid":{"rendered":"https:\/\/www.sprucemoney.com\/resource-center\/?post_type=help&p=2264"},"modified":"2024-04-05T18:16:32","modified_gmt":"2024-04-05T18:16:32","slug":"interest-calculation","status":"publish","type":"help","link":"https:\/\/www.sprucemoney.com\/resource-center\/help\/account-information\/interest-calculation\/","title":{"rendered":"How does Spruce calculate interest?"},"content":{"rendered":"\n

Once you opt into interest<\/a>, Spruce calculates and compounds interest every day of the year based on the savings account balance at the end of the day. Any funds credited (or debited) prior to the end of the day are included in (or removed from) that day’s account balance.<\/p>\n","protected":false},"excerpt":{"rendered":"

Once you opt into interest, Spruce calculates and compounds interest every day of the year based on the savings account\u2026<\/p>\n","protected":false},"featured_media":0,"template":"","help-center-topics":[20],"class_list":["post-2264","help","type-help","status-publish","hentry","help-center-topics-account-information"],"acf":[],"yoast_head":"Spruce Interest Calculation | Spruce Help<\/title>\n<meta name=\"description\" content=\"Find out from the team at Spruce how Spruce calculates interest every day of the year.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sprucemoney.com\/resource-center\/help\/account-information\/interest-calculation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How does Spruce calculate interest?\" \/>\n<meta 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