{"id":2258,"date":"2024-04-05T13:15:48","date_gmt":"2024-04-05T13:15:48","guid":{"rendered":"https:\/\/www.sprucemoney.com\/resource-center\/?post_type=help&#038;p=2258"},"modified":"2024-04-05T13:15:49","modified_gmt":"2024-04-05T13:15:49","slug":"interest-opt-in","status":"publish","type":"help","link":"https:\/\/www.sprucemoney.com\/resource-center\/help\/account-information\/interest-opt-in\/","title":{"rendered":"How can I earn interest? How do I opt in to interest with Spruce?"},"content":{"rendered":"\n<p>To start earning interest, you must opt in by completing the opt-in process, which includes an IRS tax requirement where we ask if backup withholding applies to you.<\/p>\n\n\n\n<p>You can opt in to earn interest on sprucemoney.com or your Spruce mobile app. From the Saving page, find the <strong>Save money and earn interest card <\/strong>and click Opt in to complete the opt-in prompts.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>To start earning interest, you must opt in by completing the opt-in process, which includes an IRS tax requirement where\u2026<\/p>\n","protected":false},"featured_media":0,"template":"","help-center-topics":[20],"class_list":["post-2258","help","type-help","status-publish","hentry","help-center-topics-account-information"],"acf":[],"yoast_head":"<title>How To Opt In To Earn Interest With Spruce | Spruce Help<\/title>\n<meta name=\"description\" content=\"Find out how you can earn interest with Spruce. 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