Round Up is an easy, automatic way to increase your savings\u2014with no extra effort required. If you have turned Round Up on in your Spruce account, each time a Spruce debit card transaction for a purchase or ATM withdrawal settles, we\u2019ll round the transaction up to the nearest whole dollar amount and transfer the difference into your Extra Savings account.\u00a0Just think of it as saving in autopilot\u2014super easy saving in small amounts that add up over time!\u00a0<\/p>\n\n\n\n
Tip: <\/strong>You\u2019ll know a transaction is settled when you see it in your transaction history and it\u2019s no longer listed as Pending.\u00a0 \u00a0<\/p>\n\n\n\n For example, when your grocery purchase with your Spruce card for $19.49 settles, we will transfer $.51 to your Extra Savings account. <\/p>\n\n\n\n Also, if you make an out-of-network ATM withdrawal, you may get a Round Up. For instance, if you make a $20 withdrawal and the ATM owner charges you $2.50, when the transaction settles, you\u2019ll see a $.50 Round Up transfer to your Extra Savings. <\/p>\n","protected":false},"excerpt":{"rendered":" Round Up is an easy, automatic way to increase your savings\u2014with no extra effort required. If you have turned Round\u2026<\/p>\n","protected":false},"featured_media":0,"template":"","help-center-topics":[25],"class_list":["post-1157","help","type-help","status-publish","hentry","help-center-topics-saving-goals"],"acf":[],"yoast_head":"